Homeowner Protection Act, 2024 – Receives Royal Assent

Old man protecting house model with hands.



On June 5, 2024, the Ontario legislature passed Bill 200, the Homeowner Protection Act, 2024, which deems NOSIs in respect of consumer goods to be expired effective immediately, and bans the registration of new NOSIs in respect of consumer goods, with unanimous consent.

Bill 200 is landmark legislation that changes the legal landscape in favour of older adults. It allows for the removal of fraudulent and abusive encumbrances – NOSIs – that were already registered against title to the homes of community dwelling older adults. It prevents the registration of new NOSIs in respect of consumer goods for all other homeowners.

The Advocacy Centre for the Elderly (ACE) warmly congratulates Minister Todd McCarthy on behalf of the Government of Ontario, and all of the opposition parties who cooperated with this effort, for cooperatively passing this urgently needed law to protect the rights and interests of vulnerable homeowners throughout Ontario.

ACE looks forward to working collaboratively with the Ministry of Public and Business Service Delivery on other important consumer protection measures in the interests of vulnerable older adults.